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We have a proven track record in real estate investment.

Expert insights

Our investment process is unperpinned by a disciplined, institutional-grade framework for origination, due diligence, and portfolio management, underpinned by the experience and judgement of our team.

We build diversified portfolios designed to perform across credit cycles, with capital preservation and risk mitigation at the core of our strategy.

Independent oversight and transparent reporting, supported by external valuers, auditors, and custodians, ensure transparency, accountability and investor confidence.

Our team brings experience in navigating past market dislocations, we capitalise on opportunities where pricing, covenants, and risk-adjusted returns are most attractive—always with a disciplined, long-term focus.

Our Offering to Investors

Attractive Risk Adjusted Returns

We carefully select only the strongest risk-adjusted loans, never pressured or forced to invest, ensuring discipline and consistent investor outcomes.

Transparency in Private Credit

We provide unmatched transparency, giving investors full visibility into every loan, decision, and outcome, ensuring clarity and absolute accountability.

Real Estate Experts

Our team brings decades of direct real estate and construction expertise, delivering specialist insight, disciplined lending decisions, and superior portfolio outcomes.

No Blended Funds

Every fund is single-strategy, avoiding blended structures, so investors know exactly where capital is deployed and how returns are generated.

No Hidden Fees

Our pricing is simple, fair, and transparent, with no hidden charges or surprises — investors and borrowers know upfront costs.

RIAA Certified Funds

Our funds are certified by the Responsible Investment Association Australasia, affirming our commitment to responsible investing, ethical practices, and transparent outcomes.

Stable Monthly Income

We deliver consistent, reliable monthly distributions, providing investors with stable income streams supported by disciplined risk management and secured loan portfolios.

Focus on Capital Preservation

Protecting investor capital is paramount; we prioritise downside risk management, disciplined structuring, and conservative lending strategies to safeguard portfolios through cycles.

No Fund Leverage

We do not use leverage within our funds, ensuring risk remains controlled, portfolios stay stable, and investors benefit from genuine transparency.

No Related Party Loans

We never lend to related parties; every loan is independently assessed, arm’s length, and structured to protect investors with absolute integrity

Attractive Risk Adjusted Returns

Transparency in Private Credit

Real Estate Experts

No Blended Funds

No Hidden Fees

RIAA Certified Funds

Stable Monthly Income

Focus on Capital Preservation

No Fund Leverage

No Related Party Loans

Our Investment Strategy

Commercial Real Estate

We exclusively finance commercial real estate loans, focusing on institutional-quality assets that generate strong, stable returns and enhance portfolio diversification.

Capital Cities/Major Regional

Our lending targets prime capital city and major regional locations, ensuring assets benefit from strong demand, liquidity, and long-term resilience.

1st Mortgage Loans

Every loan is secured by a first mortgage, providing investors priority security, maximum protection, and clear recourse in the event of default.

No Corporate Loans

We do not fund corporate loans; our focus is strictly secured real estate credit, avoiding unsecured company exposures or corporate risks.

No Residential Houses

We do not provide loans for individual residential homes or mortgages, focusing exclusively on institutional-grade commercial property development and investment projects.

Asset Backed/Physical Assets

All loans are secured against tangible, physical real estate assets, ensuring strong collateral, downside protection, and alignment with disciplined investment principles.

Loan Sizes $10M-$100M

We specialise in mid-market loans ranging from $10 million to $100 million, delivering scale, diversification, and attractive opportunities for investors.

Capitalising Interest Loans

We strongly favour capitalising interest structures, ensuring investor returns remain consistent, transparent, and fully aligned with underlying security.

No Second Mortgage Loans

We never provide second mortgages; every facility is secured by first-ranking positions, delivering maximum security and robust downside protection for investors.

No Serviced Income Risk

We avoid serviced income loans, focusing instead on capitalising structures and secured assets, removing reliance on uncertain cash flows for repayment.

Commercial Real Estate

Capital Cities/Major Regional

1st Mortgage Loans

No Corporate Loans

No Residential Houses

Asset Backed/Physical Assets

Loan Sizes $10M-$100M

Capitalising Interest Loans

No Second Mortgage Loans

No Serviced Income Risk

OUR INVESTMENT PROCESS

We employ a disciplined, 10-strand investment process to originate, evaluate, and manage each loan in our portfolio. Each strand has been carefully developed to deliver thorough analysis, robust governance, and strong alignment with investor objectives. This comprehensive framework ensures that no element of the investment journey is overlooked — from origination and due diligence, through structuring and execution, to monitoring and ongoing management.

Our structured approach is supported by a deeply embedded risk management culture, reinforced across the business at every stage. Independent oversight, rigorous stress testing, and conservative lending practices provide additional safeguards. By combining specialist expertise with institutional-grade discipline, we ensure capital is deployed prudently, portfolios remain resilient across all phases of the credit cycle, and investors benefit from consistency, confidence, and transparency in outcomes.

Responsible Investment and ESG 01 Loan Sourcing & Origination 02 Research, Filtering & Selection 03 Due Diligence & Risk Review 04 Valuation & Stress Testing 05 Loan & Security Documents 06 Approval by Credit Committee 07 Financial Close & Funding 08 Asset Management & Reporting 09 Portfolio Management 10 Loan Repayment

OUR INVESTMENT PROCESS

We employ a disciplined, 10-strand investment process to originate, evaluate, and manage each loan in our portfolio. Each strand has been carefully developed to deliver thorough analysis, robust governance, and strong alignment with investor objectives. This comprehensive framework ensures that no element of the investment journey is overlooked — from origination and due diligence, through structuring and execution, to monitoring and ongoing management.

Our structured approach is supported by a deeply embedded risk management culture, reinforced across the business at every stage. Independent oversight, rigorous stress testing, and conservative lending practices provide additional safeguards. By combining specialist expertise with institutional-grade discipline, we ensure capital is deployed prudently, portfolios remain resilient across all phases of the credit cycle, and investors benefit from consistency, confidence, and transparency in outcomes.

ESG
01

Loan Sourcing & Origination

02

Research, Filtering & Selection

03

Due Diligence & Risk Review

04

Valuation & Stress Testing

05

Loan & Security Documents

06

Approval by Credit Committee

07

Financial Close & Funding

08

Asset Management & Reporting

09

Portfolio Management

10

Loan Repayment

GET IN TOUCH

Ready to learn more? Get in touch with our team today and explore how Woodbridge can help grow and protect your capital.
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Andrew Torrington

Managing Director and Chief Investment Officer