WHOLESALE FUND
Focused on secure growth.
The Woodbridge
Private Credit Fund
The Fund provides investors with direct and indirect exposure to 1st mortgage (senior secured) Australian and New Zealand real estate loans – with a responsible investment and ESG integrated investment process and philosophy.
All loans in the fund have a valuation prepared by an independent, qualified, and registered valuer, ensuring adherence to industry best practices for lender reliance.
The Fund does not invest in high-risk loans such as 2nd mortgage loans, mezzanine finance, preferred equity loans or corporate loans.
Market dynamics and regulatory changes have seen banks materially reduce their exposure to real estate financing, creating an opportunity in the lending market.
In America and Europe, this trend has largely played out with the banks’ share of the lending market reduced to 40–50%. Our view is trend will continue to play out in Australia and New Zealand, expanding the market for existing and new participants.
This has left a void in the market – a dislocation – and represents a unique opportunity for investors to participate in private credit.
The fund is structured for full transparency, with independent oversight at every layer. An external trustee, administrators, valuations, and project managers ensure rigorous governance, accountability, and investor confidence.
External Fund Trustee
External Fund Custodian
External Fund Administrator
External Loan Administrator
External Loan Valuations
FUND SNAPSHOT
Distributions
Monthly
Withdrawals
Quarterly (Monthly Best Endeavours)
Minimum Investment
$50,000
Management Fee
0.50%
Fund Leverage
No
Related Party Loans
No
Our Funds Are Different
Structured for Transparency
The Fund is designed for transparency, featuring single loan-type portfolios and independent oversight, ensuring investors always have clear visibility into portfolio risks, performance, and management decisions.
Structured for Fixed Income
The Fund suits fixed income portfolios, providing capital preservation, stable monthly distributions, and first mortgage security on quality real assets, delivering reliable, predictable returns for investors across economic cycles.
Structured for Capital Preservation
The Fund prioritises capital preservation by focusing on 1st mortgage loans, conservative loan-to-value ratios, quality assets, and robust risk management processes that protect investor capital across cycles.
Structured for Responsible Investment
The Fund is RIAA Certified, meeting strict Responsible Investment Association Australasia standards, ensuring ethical, and transparent practices are applied consistently across all strategies and investment decisions.
External Fund Trustee
The Fund is governed by an external trustee who acts solely in investors’ best interests, providing impartial oversight, governance, and compliance with all stated objectives and obligations.
External Fund Custodian
Fund assets are held by an external custodian, ensuring investor capital remains secure. The custodian safeguards assets, provides transparency, and delivers strong independent oversight of Fund operations.
External Fund Administration
An independent external administrator manages unit pricing, reporting, and operations. This ensures accuracy and transparency, while strengthening accountability and investor confidence in Fund governance and oversight.
External Loan Administration
The loan portfolio is externally managed by Alter Domus, a leading global administrator, providing impartial oversight, accurate reporting, and transparency across all lending operations and loan activities.
External Loan Valuations
All portfolio loans receive independent valuations from qualified, registered valuers, ensuring best practice, transparency, objectivity, and reliable assessments of asset values, providing investor confidence and lender reliance.
External Project Manager
All construction loans have independent project manager appointed, providing upfront due diligence and delivering ongoing monthly monitoring to ensure transparency, accountability, and disciplined project oversight.
FUND PERFORMANCE
Net return
1 Month
0.76%
3 Month
2.33%
6 Month
4.81%
1 Year
9.80%
3 Year
9.80%
Inception
9.69%
9.80%
Last 12 months
Net fund performance
0.76%
This month
Net fund performance
63%
Loan to value ratio
Loan portfolio
* Net return is based on the last 12 months. Fund performance is in AUD & is annualised calculated based on net asset value per unit after management fees and expenses.
TRUSTED BY THE BEST
EXTERNALLY CERTIFIED.
RESPONSIBLE INVESTMENT.
RESPONSIBLE INVESTMENT.
indpendent awards.
INDUSTRY WINNER.
INDUSTRY WINNER.
EXTERNALLY RESEARCHED.
INDEPENDENT RATINGS.
INDEPENDENT RATINGS.
EXTERNALLY APPROVED.
INVESTMENT PLATFORMS.
INVESTMENT PLATFORMS.
EXTERNALLY CERTIFIED.
RESPONSIBLE INVESTMENT.
RESPONSIBLE INVESTMENT.
indpendent awards.
INDUSTRY WINNER.
INDUSTRY WINNER.
EXTERNALLY RESEARCHED.
INDEPENDENT RATINGS.
INDEPENDENT RATINGS.
EXTERNALLY APPROVED.
INVESTMENT PLATFORMS.
INVESTMENT PLATFORMS.
EXTERNALLY APPROVED.
INVESTMENT PLATFORMS.
INVESTMENT PLATFORMS.
EXTERNALLY APPROVED.
INVESTMENT PLATFORMS.
INVESTMENT PLATFORMS.
EXTERNALLY APPROVED.
INVESTMENT PLATFORMS.
INVESTMENT PLATFORMS.
EXTERNALLY APPROVED.
INVESTMENT PLATFORMS.
INVESTMENT PLATFORMS.
EXTERNALLY APPROVED.
INVESTMENT PLATFORMS.
INVESTMENT PLATFORMS.
EXTERNALLY APPROVED.
INVESTMENT PLATFORMS.
INVESTMENT PLATFORMS.
EXTERNALLY APPROVED.
INVESTMENT PLATFORMS.
INVESTMENT PLATFORMS.
GET IN TOUCH
Let’s discuss your investment or lending needs.
DISCLAIMER
Net return is based on the last 12 months. Average Loan to Value Ratio (LVR) has been calculated on a current weighted basis on the loans in the Fund. Fund performance is in AUD and is annualised calculated based on net asset value per unit after management fees and expenses. Inception date is 31 May 2022. EQT Responsible Entity Services Limited (Equity Trustees) ABN 94 101 103 011 | AFSL 223271, is the Responsible Entity for the Woodbridge Private Credit Fund (the Fund). Equity Trustees is a subsidiary of EQT Holdings Limited ABN 22 607 797 615, a publicly listed company on the Australian Securities Exchange (ASX: EQT). The Investment Manager for the Fund is Woodbridge Capital Pty Ltd (Woodbridge) ABN 82 655 986 572 | Authorised Representative (No. 1296368) of Woodbridge Funds Management Pty Limited AFSL No. 550122. This report has been prepared by Woodbridge to provide you with general information only. In preparing this report, Woodbridge did not take into account the investment objectives, financial situation or particular needs of any particular person. It is not intended to take the place of professional advice and you should not take action on specific issues in reliance on this information. Neither Woodbridge, Equity Trustees nor any of its related parties, their employees or directors, provide and warranty of accuracy or reliability in relation to such information or accepts any liability to any person who relies on it. Past performance should not be taken as an indicator of future performance. You should obtain a copy of the Information Memorandum before making a decision about whether to invest in this product. The rating contained in this document is issued by SQM Research Pty Ltd ABN 93 122 592 036 AFSL 421913. SQM Research is an investment research firm that undertakes research on investment products exclusively for its wholesale clients, utilising a proprietary review and star rating system. The SQM Research star rating system is of a general nature and does not take into account the particular circumstances or needs of any specific person. The rating may be subject to change at any time. Only licensed financial advisers may use the SQM Research star rating system in determining whether an investment is appropriate to a person\’s particular circumstances or needs. You should read the product disclosure statement and consult a licensed financial adviser before making an investment decision in relation to this investment product. SQM Research receives a fee from the Fund Manager for the research and rating of the managed investment scheme.
Net return is based on the last 12 months. Average Loan to Value Ratio (LVR) has been calculated on a current weighted basis on the loans in the Fund. Fund performance is in AUD and is annualised calculated based on net asset value per unit after management fees and expenses. Inception date is 31 May 2022. EQT Responsible Entity Services Limited (Equity Trustees) ABN 94 101 103 011 | AFSL 223271, is the Responsible Entity for the Woodbridge Private Credit Fund (the Fund). Equity Trustees is a subsidiary of EQT Holdings Limited ABN 22 607 797 615, a publicly listed company on the Australian Securities Exchange (ASX: EQT). The Investment Manager for the Fund is Woodbridge Capital Pty Ltd (Woodbridge) ABN 82 655 986 572 | Authorised Representative (No. 1296368) of Woodbridge Funds Management Pty Limited AFSL No. 550122. This report has been prepared by Woodbridge to provide you with general information only. In preparing this report, Woodbridge did not take into account the investment objectives, financial situation or particular needs of any particular person. It is not intended to take the place of professional advice and you should not take action on specific issues in reliance on this information. Neither Woodbridge, Equity Trustees nor any of its related parties, their employees or directors, provide and warranty of accuracy or reliability in relation to such information or accepts any liability to any person who relies on it. Past performance should not be taken as an indicator of future performance. You should obtain a copy of the Information Memorandum before making a decision about whether to invest in this product. The rating contained in this document is issued by SQM Research Pty Ltd ABN 93 122 592 036 AFSL 421913. SQM Research is an investment research firm that undertakes research on investment products exclusively for its wholesale clients, utilising a proprietary review and star rating system. The SQM Research star rating system is of a general nature and does not take into account the particular circumstances or needs of any specific person. The rating may be subject to change at any time. Only licensed financial advisers may use the SQM Research star rating system in determining whether an investment is appropriate to a person\’s particular circumstances or needs. You should read the product disclosure statement and consult a licensed financial adviser before making an investment decision in relation to this investment product. SQM Research receives a fee from the Fund Manager for the research and rating of the managed investment scheme.
