LENDING PRODUCTS

We specialise in providing tailored financial solutions to borrowers.

OUR LENDING PRODUCTS

PRE-DEVELOPMENT LOANS

PRE-DEVELOPMENT LOANS

We provide pre-development loans to fund essential early project stages, including site acquisition, planning, design, and approvals. These loans give developers flexibility, certainty, and time to prepare projects properly before construction finance is required.

CONSTRUCTION LOANS

CONSTRUCTION LOANS

Our construction loans fund projects from commencement through to completion, with flexible drawdowns aligned to milestones. We understand construction risk, support developers proactively, and provide reliable capital to keep projects moving forward without unexpected delays or disruptions.

RESIDUAL STOCK LOANS

RESIDUAL STOCK LOANS

Residual stock loans unlock capital from completed developments with unsold units. By providing cash flow flexibility, repayment breathing room, and certainty, these loans help developers manage obligations effectively while finalising sales and securing stronger long-term outcomes.

INVESTMENT LOANS

INVESTMENT LOANS

We offer investment loans secured against income-producing real estate. These loans provide developers and owners with capital for acquisitions, refinancing, or asset improvements, supported by strong valuations, first mortgage security, and tailored, transparent structures designed to achieve long-term success.

SOCIAL HOUSING LOANS

SOCIAL HOUSING LOANS

Our social housing loans provide developers and community partners with reliable capital to deliver affordable housing projects. Aligned with government initiatives, these facilities support lasting social impact, financial sustainability, and transparent delivery of much-needed community housing supply.

AGRICULTURE LOANS

AGRICULTURE LOANS

We finance agricultural property assets with loans tailored for acquisition, development, or refinancing. Borrowers gain secure, transparent funding to expand, modernise, or stabilise agribusiness operations, with flexible structures designed to support sustainable, long-term industry growth.

Sustainability Linked Loans

As part of our commitment to responsible investment, we offer interest rate discounts for borrowers who obtain an independent energy rating for their property during their loan term — a 0.05% discount for a 4-star energy rating, a 0.10% discount for a 5-star energy rating, and 0.15% discount for a 6-star energy rating.

We accept ratings from recognised providers, including NABERS and Green Star.

All loans are subject to Woodbridge’s Responsible Investment and ESG Policy.

Beyond providing financial incentives, these sustainability-linked loans encourage borrowers to future-proof their assets, reduce operating costs, and increase tenant demand. Energy-efficient properties not only achieve stronger valuations and long-term performance, but also demonstrate leadership in meeting rising environmental expectations from communities, regulators, and investors. By rewarding sustainable outcomes, we help developers and owners align their projects with global ESG standards, while reinforcing our mission to build a more resilient and responsible property sector.

GET IN TOUCH

Let's discuss your investment or lending needs.
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Nick Reardon

Head of Origination (VIC, NZ)