LENDING PRODUCTS

Ben has over 20 years’ experience in property capital markets across banking, non-bank lending, and advisory, Ben has executed funding solutions through multiple property cycles in all major Australian and New Zealand metropolitan markets. He specialises in development, investment, and corporate finance across the full capital stack — from senior debt to mezzanine and equity — and has deep expertise in large loan structuring, underwriting, and syndication. Ben regularly works with property principals, executives, fund managers, and capital transaction specialists to structure, diligence, document, and fund complex projects.

Before joining Woodbridge, Ben was Investment Director at Metrics Credit Partners, managing more than 30 clients including listed property companies, private equity groups, private investors, and developers. He provided capital solutions across asset classes — residential, industrial, hotels, aged care, pubs, retail, and office — and throughout the property lifecycle, from land acquisition through to development, construction, and investment. He also contributed to institutional capital raising for Metrics’ real estate strategies.

Earlier, Ben was part of JLL’s debt advisory team, delivering financing solutions for complex single-asset and portfolio transactions in Australia, Asia, and the US. Prior to that, he spent 13 years at NAB in senior corporate and institutional banking roles in Sydney, Hong Kong, and London. During the GFC, he gained invaluable credit and loan structuring experience, later leading a team managing 20 major clients with $2.5 billion in loans and $30 million in revenue.

Ben holds an Economics degree from the University of Sydney.

Adam Hartard is a commercial finance professional with more than 20 years’ experience in property development and construction lending across Australia’s non-bank sector. Prior to joining Woodbridge Capital as Origination Director (NSW), Adam was a Senior Portfolio Manager at Trilogy Funds where he was the firm’s top loan originator in FY2025, settling over $160 million in loans including the largest construction facility to date. Adam brings deep experience in originating and structuring senior debt, mezzanine finance and preferred equity solutions across residential, commercial and mixed-use developments.

Lachlan Griffiths is Director of Origination at Woodbridge, where he leads the firm’s Queensland presence and is responsible for sourcing and structuring new transactions, managing client relationships, and building partnerships with developers, brokers, and other market participants.

He has extensive experience in real estate private credit, having executed transactions across the entire debt capital stack, from senior debt through to stretch and subordinated facilities, spanning residential, industrial, and commercial asset classes. Lachlan combines strong credit and analytical capability with a commercial approach to origination, delivering tailored funding solutions for clients.

Prior to joining Woodbridge, Lachlan headed up Qualitas’s Queensland presence, an ASX-listed real estate investment manager, overseeing a real estate debt portfolio exceeding $2.5 billion across South-East Queensland. As the firm’s sole representative in the region, he played a key role in origination, client engagement, execution, and asset management, while helping to expand Qualitas’s market presence.

Earlier in his career, Lachlan was a Portfolio Manager at a Queensland-based private credit fund, where he was responsible for origination, credit assessment, and portfolio management.

Lachlan holds a Bachelor of Business (Finance) and a Diploma of Business.